The Importance of Authentic Replacement Parts with Classic Vehicles

It could be that you are looking for a replacement part for a classic vehicle. Naturally these will be harder to source than components for contemporary vehicles. This is due to their being a small number of parts available for such vehicles; which naturally means that they will likely cost more to purchase.

However, it would be foolish to simply slap on the cheapest part that fits if it isn't an authentic replacement part, because this could have massive ramifications on your car insurance policy.

What is a classic car?
We may all think that we can identify a classic car just by looking at one. However, this assumption will likely be wrong with their being three different classes of older vehicle which are defined as follows for classic car insurance purposes:

Owners of classic cars tend to be on the receiving end of cheaper car insurance premiums on account of them being statistically less likely to be involved in an accident or make a claim. However, this doesn't mean that they are exempt from the impact of recent changes within the car insurance market, with insurers finding it increasingly difficult to remain profitable.

The impact of non-authentic replacement parts
This has resulted in increasingly harsh stances being adopted by insurers, who are commonly omitting additional features such as breakdown cover and legal assistance which were previously included as standard.

Classic car insurance customers have also been targeted; with it believed that insurers are now far more likely to refuse pay out the full value of the vehicle if possible. One of the most commonly used legal loopholes insurers can use to get away with this is that the classic vehicle is not fitted with fully authentic parts and therefore does not qualify for the full payout.

It therefore makes sense to utilise Findapart.com to find authentic replacement parts for classic cars in order to ensure that you are not caught out by the increasingly stringent car insurance companies.

Don't lie to insurers
If you have already fitted non-authentic replacements parts to your vehicle, do not lie to your car insurance company. This is vitally important because you would not only forfeit any pay out from the insurance company if a claim was made, but could also be convicted of committing insurance fraud.

It is never to late to address this, and you can still find authentic replacement parts to replace any components which you are not fully convinced were actually included in the vehicles original manufacturer specifications.

Other changes in car insurance law
One of the other key changes to car insurance law which was recently introduced by the government is called CIE (Continuous Insurance Enforcement) which means that it is now illegal to own a vehicle which is not covered by an insurance policy at all times.

In this sense it is the same as the current road tax regulations which are in force; but unlike the road tax laws, classic vehicles are not exempt. This is why it is now more important than ever before to make sure that you are getting the right car insurance policy.